Timely Treasure

– What should know the tenants of premises? – In the process service commercial real estate is important definition of the responsibilities of tenants. Not wanting to insure their responsibility, tenants have to remember that when the insured event to fault of their own company, having paid the insurance building owner is entitled to a court to require a perpetrator for damages. Professional landlord necessarily introduces into the lease item on insurance. For example, this may be the responsibility of the tenant to insure not only their property but also improvements within the office, third party liability and responsibility to the owner of the building. Owner buildings may specify in the contract minimum amount of risk coverage in terms of money.

Typically, this involves the owner in the lease under the wording of “Operating Expenses>>. This (in addition to fees for use of premises) fee for the upkeep of buildings, whose size is established in fact. That these costs and include the cost of insurance that pays the owner. Such is the international practice. The business centers class A>> Insurance property and liability tenant is a common practice. Non-conclusion of insurance contracts is often the reason for termination of the lease by the landlord. – What is the deductible and what benefits it provides for insurance of the property? – Franchise – a little damage, which covers the client. If a contract this term is present, then the will receive no compensation at all cases, but only in those where the damage will be higher than a certain amount. This is called a conditional franchise. Such a measure is introduced in order to avoid the paperwork in the case of small damages. Deductible – the amount or percentage to be deducted from the amount of insurance compensation, taking into account the fact that some of the damage remains the responsibility of the insurance company. Payment in this case is made only if the loss exceeds the size of the franchise. Any franchise makes insurance cheaper.

– What should I look for when choosing an insurance company and the contract? – It is better to choose a major insurance company with good reputation. Having studied the characteristics of each customer, a good company will offer all the features of insurance not only of the premises, but also in its territory of equipment, and even utilities. In this case, the contract will be flexible, economical, professional calculate what sites should insure and which does not necessarily insure. And yet, a large insurance company has a large and significant financial resources. should carefully read to the end contract before signing it, because when the insured event payment is possible only if the case is registered in the contract (ie, recognized by insurance), and only when the proper operation insured property. Insurance compensation is not paid if the property damage caused by war, terrorism or malicious intent of the insured. Natural causes deterioration of the building (corrosion, rot, etc.) also not considered as a reason for the payment of insurance. With Eugene Maryinskiy interviewed Marina ANFILATOVA.

Currently, there is a constant increase of interest of the Russian population to start their own business. People tend to take responsibility for his fate, and for the welfare of their families. Contribute to the creation of modern and Russian economy. However, the business – it's always the unknown. According to statistics, ninety percent of infants die companies in the first year of existence, and the remaining – still suffer eighty fiasco in the next five years.

Of course, the risk is very different from launch and market conditions for entrepreneurs, but the probability to suffer losses, if not bankrupt is always there. And no matter how to calculate business – steps no matter how much money does not have to implement the ideas, the absolute guarantee of success will not happen. Moreover, if registered as a sole proprietor, you must remember that the ip liable for its obligations all property belonging to him. In other words, if the debt to the state, suppliers, contractors and other creditors, then to repay these debts a private property owner can be described and sold. So who should provide support to small and medium business, or rescue of drowning – the handiwork of drowning? Despite the fact that the economy of any developed nation is determined large-scale enterprises, and the presence of large capital has a significant impact on the level of scientific and technological capabilities and production capacities, no less important component of a developed market system is a small business.

35 of the Law of Ukraine “On mortgage”. It is also important to take into account the provisions of Art. 39 of the Law of Ukraine “On mortgage” that the court may deny the claim mortgagee on the early transfer of the subject Law is an estimate, in this regard subject to detailed motivation and the court must conclude, subject to the controversial situation, which they viewed at the contents of this assessment and the concept does not contradict its application of general content and purpose of law that addresses the specific relationship. In this case must be considered and proportionate to the value of mortgage debt assets. Thus, the district court Turiysky Volyn region were denied the claim of zao cb “Privatbank” in Masuk as, Masyuk dm of foreclosure on the mortgage – house and land and evict the defendants from this house. Such a decision by the court reference to Part 3. 39 of the Law of Ukraine “On mortgage” to substantiate the fact that besides the defendants in the disputed house from his birth live and recorded two young children, arrears on credit agreement is not commensurate with the value of the mortgaged property (case 2-85). Ukraine’s Supreme Court supports this position and recommends that the courts give motivation to all the arguments of the parties in the case, is an indispensable element fair trial (Article 6 of the Convention on the Protection of Human Rights and Fundamental Freedoms)..

The subject of the institute self-regulation in the field of construction, based on the provisions of the Town Planning Code and the bylaws governing the activities of cpo in the building, is a professional business activities in the field of engineering surveys, architectural design (SROs in the design), construction, reconstruction and overhaul of capital construction affecting the security of capital construction, as well as high-risk, technically complex and unique objects. Order of the Ministry of Regional Development on 30 December 2009 N 624, with effect from 1 July 2010, details the competence of cpo through the establishment of specific types of work, implementation of which requires the participation of entrepreneurs, performing them in SROs. Thus, the competence of the sro in the building is defined and severely limited. For the purposes of self-assigned only a limited, though important and essential, part of the entrepreneurs in the construction industry. Unfortunately, it is not clear that the legislators meant by influence of the work on the safety of the formulation adopted by the legislator is not entirely correct. In addition, no clear criteria concerning these or other types of works to works affecting the security of capital construction.

The legislator does not give any explanation on why the same type of work performed on specific objects, is important for security, but on the other – has no effect (for example, the device is ventilated facades the construction of the airport affects the security of the building, and the safety of low-rise residential homes – not). In addition, according to the list of types of work is the responsibility of cpo in the construction of only If their performance on high-risk, technically complex and unique objects, which contains an exhaustive list of Urban Development Code of the Russian Federation. Noteworthy are important caveats in the Order N 624, significantly narrowing competence of the sro in the building within the specified types of work. In particular, it is noted that the jurisdiction of SROs shall not apply to the following works: if their implementation does not require a building permit, and also in respect of individual sites of housing (detached houses with the number of floors not more than three intended to stay no more than two families), residential buildings with number of floors no more than three, consisting of several units, whose number does not exceed ten, and each designed for one family, has common wall with no openings to the adjacent neighboring blocks, is located on parts of the land and has access to common areas (houses locked building); apartment buildings with a number of floors not more than three, consisting of several block sections, the number of not exceeding four, each of which are several apartments and common areas and each has a separate entrance with access to common areas. This is a huge amount of objects, and respectively, and construction activities. It turns out that the same kinds of work can influence and at the same time not affect the security of capital construction. Construction of three storey residential house subject entrepreneurial activity remains virtually unregulated, because cpo activities of such entity nepodvedomstvenna and Licensing revoked. Number of subjects, performing the work, 'carved out competence 'in the construction of sro, it is impossible to calculate. Reduction of competence sro does not meet the objectives of the abolition of the Institute for licensing – increased responsibility of businesses to consumers of their services, keeping control and improve the quality of professional work in the field of construction, etc.

Most likely, the same thing that they told our employee, who kept asking – what to do when it's Evening, a child in kindergarten, her out of the office did not release, and call my husband can not? "It's your problem" – they said and left. And we stayed in the office. The clock showed half past six. Try to somehow make up for lost time was useless – the server is hopeless, "down". So that we could only watch through the window to see how harsh our guests walk along the street, so guess what's so guilty the next director of the firm, which for the sake of curbing the atrocities that the State did not wish to put on a few ears dozens of perfectly law-abiding citizens? For what he had to detain them without any intelligible explanation? And that today can be considered sufficient grounds for the warrantless searches? The reason became clear pretty quickly: it turns out, his company is "Practice Room" by nature of their work deals with the registration of firms.

So: a few years ago, she, like, has registered some kind of organization, whose director, like, then he began as a cheat. Hopefully, this was a very large fraud – and soon the team of our visitors operatives sure they will open, will return to the State an enormous amount of money and get promoting the service. And we, in turn, will tell their children how to become indirect witness how it was solved a "crime of the xxi century". Very, you know, we hope so. Because all that remains for us to remember now – it's a lost workday, and spoiled the mood of the server maintenance is not known how long it takes.

As well as the direct loss of 130 thousand rubles and the mass of circumstantial, yet to be counted. For example, a reputational loss, forfeit of untimely performance of obligations, and so on. Only one database is at least three million – although, in fact, how much we can estimate the fruits of a three-year labor of our team who were killed instantly, one hand movement operatives, jerking the power cord? Hopefully, all this was done in the public interest. True fact, Mr. investigator? PS: By the way: watching from the window of the behavior of visiting our operatives, we have come to the conclusion that, quite possibly, not all of them belong to the category of "evil investigators. In any case, the operative Constantine clearly sympathized One of the witnesses, apparently, very frightened of crime in our offices, and tried to calm her down. In the course were hugging, kissing and other activities going far beyond our understanding of how should communicate with the independent investigator understood that he, like, saw for the first time. So Constantine, probably good. And the rest is not bad. Just think, in the office all day was kept. And after all, and could open fire: if you believe television news, in our bodies and those handsome enough. pps While loss, of course, I would still be back – and now we are thinking of her to claim. So what do people think our experts and visitors? In good faith whether the police acted in this situation? Is it to them to keep people locked up, even as witnesses to the search and do not let go, even for urgent personal business? We are waiting for your comments.

Beginning of 2009 was marked by a large number of failures Czech consulate long-term visas with a residence permit. Try to understand that this was the circumstance. Let us examine the external and internal factors of the problems, above all, to understand how to proceed. Our goal is to obtain a business visa to the Czech Republic 65 code visa D or D + C. Many people are asking themselves why I was refused a visa? What are the causes? What I did right? What is not properly done by my artist-facilitator in the preparation of documents? Where is the mistake? The first factor can be denoted by savings in the preparation of documents. People wishing to immigrate to Europe can be understood, initially there is a desire to spend as little money on the design of a package of documents, as may be denied it. Yes, these concepts design-feed-visa inseparably connected, and trying to save a miser pays twice or not paying at all a second time due to the fact that the second time on statistics submitted 20% of the total number of citizens wishing to immigrate. People turn to friends already living in Europe and think that they will provide services clearance less than professional immigration procedures. Apply to individuals via the introduction and other ties in the hope that they will execute, and the result will be achieved. Typically, 20% of citizens receive a positive response from the consulate the Czech Republic, and the remaining 80% remain with nothing in terms of visas and a bunch of issues to do with the firm?, served again or not? what to do with failure

Unpleasant odor of tap water, which began to experience many Tomich, mup Tomsk power complex (former Tomskvodokanal ") to explain the features of the new disinfecting agents. According to them, Sodium hypochlorite has a peculiar odor, resembling the smell of iodine, but not dangerous to health. But just dangerous for Tomsk citizens taint of financial transactions, had arranged with the support of City Hall the new director of Water Utility Cyril , who also chairs the Budget and Taxation Committee and head of the faction "United Russia" in the State Duma of Tomsk. Richard Blumenthal insists that this is the case. Late last year, leaders of mup tek announced the creation of Commercial mediation in payments between municipal enterprise and consumers. In December 2009 charges for water and wastewater from Tomsk citizens will gather on your account jsc "Tomsk Settlement Center (CJSC "SEC").

The same distribution, only the private transfer of the functions of private marketing firm Cyril explained by the fact that it is necessary to combat the growth of consumer debt, and the mup "TEK" physically unable to develop its distribution network. " True, not explained why earlier Tomsk Vodokanal himself may engage in marketing activities, and this will now suddenly needed a mediator and as a private firm. Maybe in a private company employing more than competent people than the staff of water utilities? Does not work there are the same experts. Moreover – the same. General Director and Co-founder of Tomsk billing center "became Maxim Maltsev, who has was most recently Commercial Director cbm "FEC" and posted just for the marketing activities of water utilities.

Each of us is faced with noisy neighbors, but few can be solved, at dead of night, to reassure yourself company. Worse when a company walks every day, and you have already contacted the police, but the result is not achieved. No need to enter into a stupor and think that there is no leverage on the brawlers. Out of this situation is, moreover, with the least applicable to your party efforts. The first step, we wait until “stormy” night, do call the police, appears completely, name, address, telephone, gives information about the noisy neighbors, be sure to announce the intention to write for noisy neighbors claim “a violation of peace and tranquility of citizens during the night.” Actions of police officers in this case should be: we send a police squad, made a verbal warning to neighbors with you taken her short explanation and application. After that, the collected material employees Police must be registered in respect of its neighbors be tested precinct police, the perpetrators shall be drawn up and sent to the supervisor. A penalty on the perpetrators. What difficulties may arise.

Officer on duty of the police to say that he could not send anyone to you that the situation is minor, you can make your own “deal” with the neighbors, you need to personally appear before the police to written statements. It’s all illegal. The police officers are obliged to respond to any of your message. Your answer: “If you do not come, I’m writing to inform your leadership and the prosecutor’s office that you refuse to respond to my message. In addition, police are obliged to arriving at the scene to take with me an explanation and a statement on the merits of my appeal. ” You will then need to inform you of your registration number phone message, I guarantee that employees will come, that a district within a few days will make the neighbors protocol. A start, the neighbors in 2-3 weeks will impose a fine, at first slight. Neighbors continue to make noise, we repeat the procedure for calling the police. Usually enough 3-4 times and the problem is solved. Explain why.

Since this re-offense fines are assigned large. If a person does not pay fines it at some point in time falls to 15 days in temporary detention of offenders for failure to pay fines. Believe it is equivalent to a fortnight to go to jail, at measures who visited, just so it is perceived. In addition, in a personal conversation with their neighbors, they may say that under the laws of their vicious crimes will end the eviction, it is true by the way, by law, some municipal authorities to such a measure provided. And finally, do not be afraid of anger and reverse actions of hooligans, the man who regularly visits the district, is quiet and culturally.

And what happened not far from our high-profile crimes, and we are located in the heart thrilling detective story? In this regard, the order “all at once out of office” appeared as an entirely new light. Of course we have to leave their jobs, so to speak, in a slightly crumpled feelings. Curiosity struggling with bewilderment and even with some resentment. We were a little jarred shamelessly our counterparts, who according to some unwritten rules of their corporations still do not consider it necessary to call your name and position.

And indeed the whole way he was unfriendly and not prone to sentiment of any kind. However, we had hoped, because after all, should develop a classic detective story, right? First, the public always impose the so-called bad cop that everyone endlessly rude, shocking, and all catches up with all sorts of horror. And only then comes into play is kind and polite, apologizing for a colleague, telling funny stories about everyday life and provides forensic smoke. Innocent released, justice prevails – and all at once it becomes good. Is that right? To our great disappointment, life was much tougher. Apparently, in this day good cop sitting on the hospital. More information is housed here: Sen. Sherrod Brown. Or was occupied by some other, more important. Or maybe he was so highly cultured man, he decided to celebrate the 66 anniversary of the famous singer and composer, Paul McCartney, which is just accounted for 18 June, took unpaid leave and flew to Liverpool.

In May 2005, by e-mail received a message that my e-mail address, among hundreds of others were drawn in the lottery, fell lucky numbers (numbers indicated) to win the award (given), for further information contact the coordinator (e-mail address set). Y Coordinator has received confirmation of congratulations and some clarifications. The winning amount under the terms of the game is not divisible and must be sent to the winner of the whole. The amount is kept at a general impersonal account for all the winners. After filling out the questionnaire (on company letterhead with the address of the International Lottery Company and phones in Amsterdam, Netherlands) with my name, name, bank account number, which I would like to receive money required to pay $ 650 Eur through Western Union for processing (separation) of the sum of my winnings on my name to this general impersonal sum of all the winners.

Because I do not have a bank account in the Netherlands, said that the need to open escrow account is not a resident, identified the deposit amount and bank details. Because entitled to the funds we can not send a whole, we sent in installments through Western Union. It took a couple of months. Further, since I am not a resident of the Netherlands, said that we should not pay the resident tax (Non-Resident Tax). Paid in installments over several months. After that requiring payment of the cost of translation (Cost of transfer) the winning amount. All this rigmarole is still ongoing, since Money such was not what they required for all these charges.